Cathay General Bancorp (NASDAQ:CATY) vs. BEO Bancorp (OTCMKTS:BEOB) Critical Analysis


Cathay General Bancorp (NASDAQ: CATYGet a rating) and BEO Bancorp (OTCMKTS: BEOBGet a rating) are both finance companies, but which stock is superior? We’ll compare the two companies based on valuation strength, analyst recommendations, dividends, earnings, profitability, risk and institutional ownership.

Profitability

This table compares the net margins, return on equity and return on assets of Cathay General Bancorp and BEO Bancorp.

Net margins Return on equity return on assets
Cathay General Bancorp 40.53% 12.26% 1.48%
BEO Bancorp N / A N / A N / A

Volatility and risk

Cathay General Bancorp has a beta of 1.23, meaning its stock price is 23% more volatile than the S&P 500. Comparatively, BEO Bancorp has a beta of 0.34, meaning its stock price is 66 % less volatile than the S&P 500.

Insider and Institutional Ownership

69.5% of Cathay General Bancorp shares are held by institutional investors. 4.3% of Cathay General Bancorp shares are held by insiders. Strong institutional ownership indicates that hedge funds, large fund managers, and endowments believe a stock is poised for long-term growth.

Dividends

Cathay General Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.5%. BEO Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.5%. Cathay General Bancorp pays 35.1% of its profits as a dividend. Cathay General Bancorp has increased its dividend for 1 consecutive years. Cathay General Bancorp is clearly the better dividend-paying stock, given its higher yield and longer track record of dividend growth.

Valuation and benefits

This chart compares the gross revenue, earnings per share (EPS), and valuation of Cathay General Bancorp and BEO Bancorp.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Cathay General Bancorp $721.11 million 4.06 $298.30 million $3.87 10.06
BEO Bancorp $33.57 million 1.48 $6.92 million N / A N / A

Cathay General Bancorp has higher revenue and profit than BEO Bancorp.

Analyst Recommendations

This is a breakdown of the current ratings and recommendations for Cathay General Bancorp and BEO Bancorp, as provided by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Cathay General Bancorp 0 2 0 0 2.00
BEO Bancorp 0 0 0 0 N / A

Cathay General Bancorp currently has a consensus target price of $44.00, indicating a potential upside of 13.02%. Given Cathay General Bancorp’s likely higher upside, stock analysts clearly believe that Cathay General Bancorp is more favorable than BEO Bancorp.

Summary

Cathay General Bancorp beats BEO Bancorp on 12 out of 13 factors compared between the two stocks.

Cathay General Bancorp Company Profile (Get a rating)

Cathay General Bancorp operates as a holding company of Cathay Bank which provides various commercial banking products and services to individuals, professionals, and small and medium businesses in the United States. The Company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts and public funds deposits. It also offers lending products, such as commercial mortgages, business loans, small business administration loans, residential mortgages, home construction loans and home equity lines of credit, as well as as installment loans to individuals for household and other consumption expenses. . In addition, the company offers trade finance, letters of credit, wire transfers, spot and forward foreign exchange contracts, travelers checks, safe deposits, overnight deposits, payment of social security, collections, bank transfers, travel by car and on foot. automated teller machine, automated teller machine, Internet banking, investment services and other usual banking services, as well as securities and insurance products. As of March 1, 2022, it operated 31 branches in Southern California, 16 branches in Northern California, 10 branches in New York, four branches in Washington, two branches in Illinois and two branches in Texas, as well as ‘one branch each in Maryland, Massachusetts, Nevada and New Jersey, and Hong Kong; and a representative office in Beijing, Taipei and Shanghai. The company was founded in 1962 and is based in Los Angeles, California.

BEO Bancorp Company Profile (Get a rating)

BEO Bancorp operates as a bank holding company for Bank of Eastern Oregon which provides commercial and consumer finance, bank and mortgage loans and other services in northeastern Oregon and southeastern Washington. The company offers checking, savings, money market, term deposits and certificates of deposit. It also offers commercial, agricultural, real estate, installment, credit card, mortgage, term, agricultural and refinance loans; Lines of credit; Internet banking and bill payment services; and ATMs and safe deposit boxes, as well as the issuance and sale of mortgages in the secondary market. BEO Bancorp was founded in 1945 and is based in Heppner, Oregon.



Get news and reviews for Cathay General Bancorp Daily – Enter your email address below to receive a concise daily summary of breaking news and analyst ratings for Cathay General Bancorp and related companies with MarketBeat.com’s free daily email newsletter.

Comments are closed.